Terms of
Service.

1. Agreement to Terms

These Terms of Service ("Terms") constitute a binding agreement between you and CAW HOLDINGS, LLC ("we," "us," or "our"), a limited liability company with its registered office at 1740 N 1900 E, Logan, Utah 84341, United States. By accessing this website or corresponding with us, you agree to these Terms and to our Privacy Policy.

If you do not agree to these Terms, do not use this website. If you use this website on behalf of an entity, you represent that you have authority to bind that entity to these Terms.

2. About the Company

CAW HOLDINGS, LLC operates as a holding company and corporate office provider. Our scope includes, without limitation: bank, financial, savings-and-loan and thrift holding companies; insurance, public utility, railroad, nonbank, and personal holding companies; holding companies that manage and subsidiary management offices; and corporate, head, headquarters, centralized administrative, district, and regional offices.

Unless expressly stated in a written agreement, we do not provide legal, tax, investment, accounting, or other professional services, and nothing on this website constitutes such advice.

3. Website Use

• You must be at least 18 years old to submit information through this website.
• You agree to provide accurate information in forms and correspondence.
• You will not misuse this website — including attempting unauthorized access, disrupting operations, scraping content at scale, or submitting unlawful, defamatory, or deceptive material.
• Submitting an inquiry does not create a contractual, fiduciary, or advisory relationship.

4. Informational Content Only

Content on this website — descriptions of divisions, charter lines, structure, and office functions — is provided for general informational purposes. It does not constitute a representation of any entity's current legal or financial status, and it may be updated without notice.

5. No Offer or Solicitation

Nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any security, interest, or investment product. This website is not directed at any person in any jurisdiction where such content would be unlawful. References to holding structures describe our business scope only.

6. Correspondence and Submissions

• Information you submit — inquiries, proposals, records requests — becomes part of our correspondence records.
• You represent that you have the right to submit any information you send us, and that it does not violate third-party rights.
• Unsolicited materials are submitted at your own risk; we are under no obligation to review, return, or act on them.
• Do not submit trade secrets or highly sensitive confidential material through the website form unless a confidentiality arrangement is already in place.

7. Confidential Information

Use of this website or submission of an inquiry does not by itself create a confidentiality obligation. Confidential treatment of any matter requires a separate written agreement executed by the parties.

8. Intellectual Property

All content on this website — text, graphics, structure diagrams, layout, and design — is owned by or licensed to CAW HOLDINGS, LLC and protected by intellectual-property law. You may view and print pages for personal, non-commercial use only; any other reproduction, distribution, or derivative use requires our prior written consent.

9. Third-Party Links

This website may contain links to third-party websites or services. We do not control and are not responsible for third-party content, practices, or policies. Accessing third-party sites is at your own risk; links do not imply endorsement or affiliation.

10. Disclaimers

• This website and its content are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.
• We do not warrant that the website will be uninterrupted, error-free, secure, or free of harmful components.
• Website content is not legal, tax, investment, or other professional advice.

11. Limitation of Liability

To the maximum extent permitted by law, CAW HOLDINGS, LLC and its members, managers, officers, employees, and agents shall not be liable for indirect, incidental, consequential, special, or punitive damages — or for lost profits, data, goodwill, or business opportunities — arising from your use of, or inability to use, this website. Our total liability for any claim related to this website shall not exceed one hundred U.S. dollars (US$100).

12. Indemnification

You agree to indemnify and hold harmless CAW HOLDINGS, LLC from claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms, misuse of this website, or infringement of any third-party right.

13. General Provisions

• Governing law: These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law principles.
• Changes: We may update these Terms at any time; changes take effect upon posting. Continued use of the website constitutes acceptance.
• Severability: If any provision is found unenforceable, the remaining provisions continue in effect.
• No waiver: Failure to enforce a provision does not waive our right to enforce it later.
• Entire agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding this website.